UNITED STATES DISTRICT COURT
FOR THE EASTERN DISTRICT OF CALIFORNIA

NOTICE OF PROPOSED CLASS ACTION SETTLEMENT

You are not being sued. A federal judge authorized this notice. It is not a solicitation.

A class action lawsuit was filed by Sung Gon Kang (“Plaintiff”) against Defendant Credit Bureau Connection, Inc. (“Defendant”). Plaintiff alleged that Defendant violated certain consumer protection laws when it prepared a consumer report about you that contained inaccurate information about someone else on the Treasury Department’s Office of Foreign Assets Control’s list of Specially Designated Nationals and Blocked Persons (“OFAC list”).

Defendant provides automobile dealers with credit reports about potential buyers. You may have been the subject of a credit report provided by Defendant when you purchased or considered purchasing an automobile. Defendant’s records show that it prepared a credit report about you for a third party and that included a “Hit” with someone else on the OFAC list. Plaintiff alleges that Defendant’s matching procedures for people on the OFAC list violate the federal Fair Credit Reporting Act (“FCRA”) and California Consumer Credit Reporting Agencies Act (“CCRAA”).

Defendant contests the claims in the Litigation and denies any and all liability and wrongdoing. The parties have proposed a settlement of this case to the Court. Information about your rights concerning the proposed settlement, are summarized in the Notices which are available on the Important Documents page.

You can determine which Class(es) you are a member of by looking at the top of the Notice which was sent to you via mail or email.

OPTION	EXPLANATION
DO NOTHING	If you are a member of the FCRA Class and do nothing, you will stay in the Class and will receive $1,000 if the Court approves the proposed settlement. You will also give up the right to sue Defendant individually for the legal claims in this lawsuit.
LEAVE THE LAWSUIT	If you exclude yourself from the Class and leave the lawsuit, you will not receive anything if the Court approves the proposed settlement, but you will keep the right to sue Defendant individually for the same legal claims.   If you want to leave the lawsuit, you must send an exclusion request postmarked no later than August 31, 2023. See FAQ No. 5.
OBJECT TO THE SETTLEMENT	If you choose to remain in the Settlement Class, you may write to the Court about why you believe the proposed settlement is unfair or unreasonable according to the directions in FAQ No. 6. You may request to speak to the Court about your objection at the Final Approval Hearing. If the Court overrules your objection and approves the proposed settlement, you will be bound by its terms and will also receive $1,000 if you are a member of the FCRA Class.

This website is only a summary of the lawsuit. More details about the lawsuit including answers to frequently asked questions can be found in the Notices which are available on the Important Documents page.